Sometimes life throws lemons at you to test your frugality.
Due to some phone issues, I experienced this past weekend I purchased several phones. It might sound like I went on a shopping spree, but let me explain.
Recently, I had a strange scenario where my iPhone suddenly stopped working. It started early in the morning when I was signed out of a few apps. I didn’t pay much attention to this until I was signed out of iCloud.
If you have an iPhone, you know that you’ll receive an annoying pop up to sign into your iCloud account. Oddly enough my password wasn’t working so I went through the process of resetting my phone. After resetting my password, everything seemed back to normal.
To my surprise, a few minutes after resetting my password I received the iCloud pop-up prompting me to enter my password again. It appeared that I was logged off, but how could I if I had just reset my password?
By this point, I started “shitting bricks” because I thought my phone was hacked. Since I kept postponing my iPhone update the past few months I decided it was time to update my phone. Little did I know that this was only the beginning.
I hit “update” on my iPhone and I let it do its magic. After the update had completed I noticed that my phone was stuck on the apple logo for quite some time. I decided to reboot my phone and eventually the phone would keep rebooting itself.
After several reboots later I concluded that my iPhone was done for. I didn’t want to erase all of my data but seeing as I had no choice I restored my iPhone. To my surprise, my phone was able to load successfully.
I was welcomed to the startup screen and prompted to enter my Apple ID. I immediately entered my last known password and it failed. I began entering any password that I could possibly think of until I was certain that I was locked out.
My only other options were to reset my password by entering an expired credit card or providing my original receipt. Since I had shredded my credit card my only other option was to provide an original receipt.
Buying a new phone
I’ve had my iPhone for almost 2 years, and I obviously wasn’t login back in anytime soon. Plus, I didn’t keep my receipt from 2 years ago! After feeling defeated I decided it was time to get a new phone.
My options were to get a new iPhone and create a new Apple ID or to get an Android phone. I became overwhelmed with choosing a reliable phone and not spending more than $400.
To clear my head, I decided to write a pros/cons table debating whether an iPhone or Android phone was best suited for me. I eventually concluded that Android was best for me. I was frustrated enough after being locked out of my Apple ID account.
I quickly headed to Best Buy with my mind set on my $400 budget Android phone. I didn’t know which Android phone to get, but I figured this wouldn’t be a difficult process. Shortly after arriving at the store I headed to the phone section.
After eventually being attended by an employee I ended up buying the iPhone 7. I browsed Android phones within my budget, but I figured I should spend my money on a phone that was reliable. I felt excited as I signed all the papers, and went home with my brand new iPhone 7.
Deep inside my gut was telling me that I made the wrong choice.
I questioned myself how I ended up with a brand new iPhone if I had a budget set for an Android phone. I could have afforded to buy this new iPhone in cash if I had wanted to, but that wasn’t the point.
I knew that purchase I had made wasn’t a smart move. My iPhone wasn’t damaged I just wasn’t able to log in. Even though I needed a new phone, I could’ve just purchased a cheaper phone while my Apple ID situation was fixed.
After realizing that I wanted to respond to my bad phone purchase I immediately called Verizon. I quickly discovered that I had a 14-day window to return my iPhone. After hearing this I began to quickly repackage my iPhone and its accessories.
Instead of blindly heading to Best Buy I researched online for quality Android phones under a $300 budget. I stumbled upon the Moto G plus (5th gen). This time when I arrived at the store I stayed within my budget.
I walked proudly out of the best buy store that day.
I wanted to share my experience with you to show you that when the going gets tough it’s easy to give in. For a moment I felt like I wanted to throw all my Apple products to the garbage based on what I was experiencing.
Regardless of which situation we face we must first find a way to stay calm. I wasted hours trying to fix this issue and because of this, my entire day became unproductive. I panicked and eventually I convinced myself in getting an expensive phone that I truly didn’t need.
Luckily, I listened to my gut and returned my phone for a more affordable one. Even after my $35 penalty, I ended up spending $280 for my new Android phone.
It wasn’t that I couldn’t afford the iPhone that made me return it, but rather that I couldn’t justify the high cost. I kept thinking of what the wealthy would do in this situation, and I quickly realized what my next step was.
Believe it or not, my new phone is pretty awesome. I won’t exaggerate and say that it’s premium looking, but it looks decent and performs really well. I will keep using this phone until I have my Apple ID situation resolved, but overall I’m pleased.
I feel great that I won’t have to pay an extra $40 a month on my cell phone bill because I purchased my phone in cash. I’m grateful for this opportunity because I got put to the test on how well I live by my principles. If a similar situation happens in the future I know that I can purchase reliable phones around the $200-$300 price range.
Keep in mind that I’m not against purchasing an iPhone, but it wasn’t the right time for me.
Create a budget and commit to it.
Use my bad experience to make a smarter choice when a similar situation happens to you. Since you’re a Smart Budget Life reader I know that you’re more than capable.
Good luck on your financial journey!