COLLECTION OF YOUR PERSONAL INFORMATION
Smart budget life collects personally identifiable information, such as your e-mail address, name, user name, address or telephone number when you sign up for our website and access it, contact us when you participate in questionnaires and surveys. Smart budget life also collects anonymous demographic information which is not unique to you.
There is also information about your computer hardware and software that is automatically collected by Smart budget life. This information (log data) can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Smart budget life to deliver personalized service, to maintain the quality of the service, and to provide general statistics regarding the use of the Smart budget life website. Except for the IP address you use to create the account, all IP addresses will be deleted from our servers after 90 days.
The posts, testimonials, feedback and comments (“User Content”) you make on Smart budget life are not private, even if made to Smart budget life group not readily accessible to the public. Your messages are generally only viewable by the parties involved. Smart budget life does not read any of your private online communications unless requested by you to provide support and will not be responsible for its content and use by third parties. However, we keep a complete log of all messages sent on our service, even when both parties later terminate their accounts. Please think carefully about what you post and before including Personal Information in your User Content. You may edit or remove your Profile information, but you may not be able to remove answers or postings or other uploaded User Content on some Services.
We allow other users to use contact information they have about you, such as your email address, to find you, including through contact importers and search, and they may also contact you through the Services.
Protecting the privacy of young children/minors is especially important. For that reason, Smart budget life does not knowingly collect or maintain personally identifiable information or non-personally-identifiable information on the Website from users under 13 years of age, and no part of our website is directed to persons under 13. If you are under 13 years of age, then please do not use or access the Website at any time or in any manner without verified parental consent. If Smart budget life learns that personally identifiable information of persons below 13 years of age has been collected on the Website without verified parental consent, then Smart budget life will take appropriate steps to delete this information.
USE OF YOUR PERSONAL INFORMATION
Smart budget life collects and uses your personal information to register your account, to send newsletters and any special offers, operate the Smart budget life website and also to improve your experience. We use the personal information to identify you, know your requirements and your interactions with the site to allow you to customize your experience, accumulated reputation, date of the last login, and to administer and for respond to your queries/ troubleshooting. We also use your personally identifiable information to inform you of other products or services available from Smart budget life and its affiliates. We may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Smart budget life does not sell, rent or lease its customer information to third parties. We may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, or provide customer support. When you subscribe to our mailing list, Smart budget life may use it for sending newsletters, email marketing, but protect the users’ information and make sure it is secure. All third parties whose services are used by Smart budget life are prohibited from using your personal information except to provide these services to Smart budget life, and they are required to maintain the confidentiality of your information.
Smart budget life does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
Smart budget life keeps track of the websites and pages our users visit within Smart budget life, in order to determine what Smart budget life services are the most popular. This data may be used to deliver customized content and advertising within Smart budget life to users whose behavior indicates that they are interested in a particular subject area.
DISCLOSING YOUR INFORMATION
Smart budget life will disclose your personal information, without notice, only if required to do so by law or in the good-faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Smart budget life; (b) protect and defend the rights or property of Smart budget life site; and, (c) act under exigent circumstances to protect the personal safety of users of Smart budget life site, or the public.
THIRD PARTY LINKS
Smart budget life may provide links to websites of Google Adsense, Amazon affiliates. These linked websites have their own privacy policies. We encourage you to review the privacy policies of websites you choose to visit from Smart budget life so that you can understand how those websites collect, use and share your information. Smart budget life is not responsible for the privacy policies or other content on websites outside of the Smart budget life.
Smart budget life website may gather information about your general internet use by using cookies. Where used, these cookies are downloaded to your computer automatically. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. Smart budget life website uses “cookies” to help you personalize your online experience.
Smart budget life website may also gather information such as IP address, internal session ID, user’s domain, type of Internet browser, the domain of Website. Such information will not identify you personally: it is statistical data about our visitors and their use of our site. This statistical data does not identify any personal details whatsoever.
One of the primary purposes of cookies is to provide a convenience feature to save your time. While Session cookies are required for the website to function but are not used in any way to identify you personally; the purpose of permanent cookies is to tell the web server that you have returned to a specific page. For example, if you personalize Smart budget life pages, or register with Smart budget life site or services, a cookie helps Smart budget life to recall your specific information on subsequent visits. This simplifies the process of recording your personal information. When you return to the same Smart budget life website, the information you previously provided can be retrieved, so you can easily use the Smart budget life features that you customized.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Smart budget life services or websites you visit.
TRANSMISSION, STORAGE, AND SECURITY OF YOUR PERSONAL INFORMATION
To protect your privacy and security, we will also take reasonable steps to verify your identities, such as your password and user ID which you provide while registering, before granting access to your data. Please remember to help keep the Site secure by never sharing your username or password. If you think your password may have been compromised, please change it immediately or contact Smart budget life for additional assistance.
Smart budget life makes every effort to secure any personal information submitted to us by users. We provide access to user data to only such employees who are assigned to render the required services. The transmission of information via the internet is not completely secure and therefore Smart budget life cannot guarantee the security of data sent to us electronically and transmission of such data is therefore entirely at your own risk.
You can terminate your account at any time. On termination of your account, your username associated with the terminated account will not be available for others to use, and your public profile is no longer visible to Smart budget life users. However, your information may remain stored in archive on our servers even after the deletion or termination of your account. However, we will not sell, transfer, or use the information relating to the terminated account of an individual in any way.
CHANGES TO THIS POLICY AND OPT-OUT
YOU MAY CHOOSE TO “OPT-OUT”/STOP RECEIVING OUR NEWSLETTER OR MARKETING EMAILS BY FOLLOWING THE UNSUBSCRIBE LINK INCLUDED IN THESE EMAILS OR BY SENDING AN E-MAIL TO email@example.com.
If you observe that someone has infringed your rights, or believe that someone has submitted without your permission, to Smart budget life a link to a photograph, video, or digital image of you which you consider is vulgar or is objectionable, please contact us at firstname.lastname@example.org, and we will expedite its removal as quickly as possible. Smart budget life respects your privacy and prohibits the posting of such content without consent.
Last Updated: May 15, 2017